SBA

He found the deal. The bank said no. Here's what he missed.

The Fed's First Hike Since 2023 Lifted The SBA Rate Cap To 10.00%, And Most Officials Want One More Before Year-End.

He found the deal. The bank said no. Here's what he missed.

Your Lender Will Catch It At Underwriting. You Can Catch It Before You Write The Offer

He Shows Up In Week Seven, You Usually Pay For Him, And His Number Is The Only One The Bank Will Lend Against.

Every Purchase Now Needs An Outside Valuation. Any Gap Above It Comes Out Of Your Pocket, Not The Loan.

Your Runway Is Not Just Money. It Is The Only Thing Protecting Your Ability To Walk Away.

Two Trades At $395K And $1.8M Clear With Room To Spare. Full Scores On Each Deal Page.

Cutting The Price Buys You Coverage. Changing The Structure Buys You Cash. Most Buyers Only Ask For One.

The Covenant With Real Teeth Is The One You Negotiate With The Seller, Not The One You Inherit.

Two Independent $5M Limits Instead Of One Shared Ceiling. What It Means If You Plan To Buy More Than Once.

The rate is the part everyone shops. The fees are the part that quietly eats your working capital.

The Math Is The Best I Have Scored All Month. The Structure Is The Problem. Here Is The Difference.

$638K Annual Profit. 2.0x Multiple. 5 Hours A Week. And One Structural Problem That Kills The Deal.

$508K SDE, semi-absentee, fleet included. Then you read the FedEx contract.

The Five-Minute Call That Decides Which Deals Can Actually Fund.

5% cash plus a 5% seller note on full standby. The new math, and the LOI clause that filters real sellers.

A rule change most buyers missed cleared part of the bidding field. Three moves to make this week.

The federal floor disappeared this winter. The lender bar did not move. Here is what changed.